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Variable Life

Variable life is a unique insurance vehicle that combines the security of life insurance protection with the growth potential of investments. As with traditional forms of life insurance, variable life protects you and your family with a death benefit. But it gives you the opportunity for much more.

Investment Options. Insurance Protection.
The flexible investment options within the policy can help you accumulate and distribute wealth with significant tax advantages. It’s this combination of protection and investment growth opportunity that makes variable life a great value.

Because variable life insurance products have an investment component, through the sub-accounts, your money grows tax-deferred within the policy, with the potential of delivering higher returns that keeps pace with rising costs.

Versatility to Help You Meet Your Financial Goals

Properly structured, variable life can create liquid assets to help:
 

bulletSettle your estate;
bulletTransfer/create wealth;
bulletProtect your loved ones;
bulletTransition a business after the death of an owner;
bulletSupplement a college tuition or retirement fund; and
bulletProvide significant tax benefits when used as a gift to charity.


Features and Benefits

 

> The Protection of a Death Benefit
> The Power of Tax Deferral
> The Benefits of Asset Allocation
>
 
Professional Money Management
> Liquidity—Access to
Cash Values

 
> The Security of Account
Rebalancing
> The Advantages of Dollar-Cost Averaging

 
> Tax-Free Transfers
> Flexible Contributions
> Flexible Ownership Options
> Optional Features You Select

 

Protect Your Family, Protect Your Wealth … by establishing a plan that lasts beyond your lifetime